Savings Plan - The start of Getting my own horse.

So as you will all have seen on my new years eve post I have decided that this year will be the year that I finally get my own horse (or at least that is the plan anyway). So tonight I have sat down and figured out what money I get and when, and how much gets spent a week, so I thought why not put it on here for you guys to see. 

I also went to the bank today and put £131.00 in to my ISA Bank Account, this way it is being saved up but growing on interest at the same time. So that is £131.00 towards my horse already and it is only the 2nd January. 

So here's my plan, for the next £12 weeks I have got £118.00 to spend a week. I have to remember the things that I do need to spend my money on. So here's what I have to spend my money on. 

Petrol - To fill my car up it costs between £40 and £50 so I've financed to spend between £160 - £200 a month on petrol. 
Vanquis - Credit Card that I need to pay off - £30 a month. 
HSBC Credit Card - £30 a month. 
Phone Bill -£50 a month. 
Monday Riding Lesson - £40

As there are three things on this list that are monthly and not weekly I have decided that I will pay these off one week at a time, e.g. one week i'll pay HSBC, the next, Phone Bill and then the 3rd Vanquis. By doing it this way it should leave me with 1 week a month where the only thing that I will have to buy is Petrol. 

I plan to leave the money in my main account until the end of the week, then at the end of that week move whatever money I have left over from that weeks budget in my main account in to my ISA account, this should mean that there is something (Even if it is not a lot) going in to that bank account and never anything going out of that account. 

Sorry if you guys find this post a bit boring it was more as a way for me to record my plans for this year to get my own horse. If you're interested in keeping an eye on my savings head over to my savings page :D.

Until Next Time 
A Girl With A Dream.

p.s. tomorrow I am back riding Gatsby again, I can not wait, and monday pony club starts again! 

6 comments:

  1. Sounds like a great start - good for you and best of luck!

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    1. Thank you - fingers crossed this year will be the year!

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  2. That sounds like a great plan! I'm excited for you to get a horse. :D Will you be doing a post on what kind of horse you'll be looking for when it's time to start shopping?

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    1. As soon as I start putting the plans in to action I wil definitely be letting yu guys know. I'll also be just posting my random thoughts because I love your comments and feedback you give great advice. Xx

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    2. Awww thanks!! I'm no expert, all I can do is share my experiences. :D

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    3. your experiences are all really helpful, I love reading your blog so it's nice to see your comments too :)

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