Skip to main content

Savings Plan - The start of Getting my own horse.

So as you will all have seen on my new years eve post I have decided that this year will be the year that I finally get my own horse (or at least that is the plan anyway). So tonight I have sat down and figured out what money I get and when, and how much gets spent a week, so I thought why not put it on here for you guys to see. 

I also went to the bank today and put £131.00 in to my ISA Bank Account, this way it is being saved up but growing on interest at the same time. So that is £131.00 towards my horse already and it is only the 2nd January. 

So here's my plan, for the next £12 weeks I have got £118.00 to spend a week. I have to remember the things that I do need to spend my money on. So here's what I have to spend my money on. 

Petrol - To fill my car up it costs between £40 and £50 so I've financed to spend between £160 - £200 a month on petrol. 
Vanquis - Credit Card that I need to pay off - £30 a month. 
HSBC Credit Card - £30 a month. 
Phone Bill -£50 a month. 
Monday Riding Lesson - £40

As there are three things on this list that are monthly and not weekly I have decided that I will pay these off one week at a time, e.g. one week i'll pay HSBC, the next, Phone Bill and then the 3rd Vanquis. By doing it this way it should leave me with 1 week a month where the only thing that I will have to buy is Petrol. 

I plan to leave the money in my main account until the end of the week, then at the end of that week move whatever money I have left over from that weeks budget in my main account in to my ISA account, this should mean that there is something (Even if it is not a lot) going in to that bank account and never anything going out of that account. 

Sorry if you guys find this post a bit boring it was more as a way for me to record my plans for this year to get my own horse. If you're interested in keeping an eye on my savings head over to my savings page :D.

Until Next Time 
A Girl With A Dream.

p.s. tomorrow I am back riding Gatsby again, I can not wait, and monday pony club starts again! 
Labels:

Comments

  1. TSaturday, January 03, 2015

    Sounds like a great start - good for you and best of luck!

    ReplyDelete
    Replies
    1. AmberRose- Girl With a DreamSunday, January 04, 2015

      Thank you - fingers crossed this year will be the year!

      Delete
  2. Achieve1dreamMonday, May 04, 2015

    That sounds like a great plan! I'm excited for you to get a horse. :D Will you be doing a post on what kind of horse you'll be looking for when it's time to start shopping?

    ReplyDelete
    Replies
    1. AmberRose- Girl With a DreamMonday, May 04, 2015

      As soon as I start putting the plans in to action I wil definitely be letting yu guys know. I'll also be just posting my random thoughts because I love your comments and feedback you give great advice. Xx

      Delete
    2. Achieve1dreamMonday, May 04, 2015

      Awww thanks!! I'm no expert, all I can do is share my experiences. :D

      Delete
    3. AmberRose- Girl With a DreamTuesday, May 05, 2015

      your experiences are all really helpful, I love reading your blog so it's nice to see your comments too :)

      Delete

Post a Comment

Hey everyone feel free to leave me a comment and let me know what you think of my blog, feel free to ask any questions. Anonymous comments are welcome to!
Thanks for stopping by!
A Girl With A Dream

Popular posts from this blog

CON ARTIST - NICKI WILLIAMS - BEWARE

Okay so this post has taken me a while to post for several reasons but the main one being just how angry this woman has made me.  For those of you that have been following my blog for a long while you will know that back around October of 2016, I was introduced to a woman called Nicki Williams, she was a friend of a friend that was supposed to be opening a centre for rehoming and rescuing animals, but also for horses working with soldiers that has PTSD. We hit it off straight away and came what I thought to be good friends. However warning bells should have probably rang sooner. By January or February of last year the horses that I had agreed to look after (that she had got on loan) Bella and Arthur, she was being threatened that she would have them taken off her by the control of horses act, because she hadn't been paying the rent for the field. Although Nicki reassured me that she had done, she even showed my 'payments' that had been made to Angie. I ended up getti...
48 comments
Read more

45. The move

6.45am - I got woke up, I was not happy to be woken up, I'd been dreaming about this move the whole night and I was beyond exhausted. I didn't go to sleep until quite late and then I was up, I'd set out all my clothes the night before for me and Jack so that we could just get up in the morning and go.  7am - Got to the yard, NOBODY was there which was exactly the way that I wanted it to be. I mucked out his stable at the old yard for the last time ever. I made sure that the stable was really clean and that I hadn't left anything in it. I loaded up the last few things in the car and we were ready to go. I received a lovely text from my riding teacher saying good luck today and that she knew that I would be fine, this gave me a real confidence boost as my riding teacher knows me better than anyone (horse wise) and she believed in me. Along with my mum, dad and boyfriend.  Do you think we had enough hi-viz on I was taking no chance that magic was going to not be ...
4 comments
Read more

My Dream Barn

So the other day I saw someone who did a post like this and thought why not, I might as well do one, even if I can't afford it I can still day dream, right?  My dream barn would be open and spacious, I love the wood look and how natural it appears to be but can also look really fancy/sophisticated. I also like the idea of the stables being in a U shape with doors and windows facing inwards so all the horses can see each other. I love the stable image above, I love how lit up they are the wooden look to them and the way the stable doors are. I'd also like it so that some of the stables had runs going out the back so that the horse could choose whether to be inside or outside. I also really like how the bottom of the stable walls are a stone wall.  If the stalls were inside I'd love them to look like this, I again love the wood look but I also really like how open everything is. I like how everyone can see everything and how it has the chance for the horses...
7 comments
Read more